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Lending Specialties
Fixed and Adjustable rate programs
Conforming, Jumbo, Super jumbo
Home equity lines and loans
 
 
Special Programs
Fixed rate interest only
Option ARMS
No Point No Cost Option
 
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Client Testimonials

"You really took the time to listen to our short term and long term needs and sought out the best loans available to us at the time."

      - From Debbie and Steve

 

You both made the entire process so painless that before we knew it, we had loan approval!

      - From Bonni

 

Home Buyer's Checklist

Kyle Beavert has prepared a Home Buyer's Checklist to assist you in keeping track of the many houses you will visit during your search. Print out and make copies of this form to take along when you look at new homes. By checking off the specific features of each house you visit, you will find it easier to compare your choices when you're ready to make your final decision.

Home Location


Street _________________    
City ___________________ State ________ Zip ______________
Contact ________________   Phone ____________
Realtor _________________   Phone ____________

Type of Home

___ Single Family   ___ Split Level
___ Multi Family   ___ With No Steps
___ With Basement   ___ One Floor
___ Attic Rooms   ___ Two Floors


Style

___ Ranch   ___ Spanish
___ Contemporary   ___ Chalet
___ With Basement   ___ Colonial
___ Victorian   ___ Other



Material

___ Brick   ___ Stone
___ Stucco   ___ Vinyl Siding


Garage

___ Attached ___ Detached ___ Carport


Features

___Number of Bedrooms   ___Large Yard
___Number of Bathrooms   ___Jacuzzi/Spa
___Family Room   ___Pool
___Formal Dining Room   ___Expandable
___Laundry/Utility Room   ___View
___Office or Workshop    
___Storage    
___Other Amenities    

Exterior Walls
___Trim
___Windows
___Roof
___Gutters/Downspouts
___Chimney
___Entrances/Locks/Alarms
___Electrical Outlets
___Faucets
___Other


Landscaping Walks

___Patio
___Driveway
___Lawn
___Trees
___Bushes
___Fencing
___Retaining Walls
___Other


Interior Walls
___Woodwork
___Wall Covering
___Paint
___Ceiling
___Floor
___Floor Covering
___Doors
___Windows
___Window Treatments
___Lighting
___Electrical Outlets
___Appliances


Plumbing
Materials used in pipes and drains _____________________________
Age ______________________________________________________
Do toilets work? ____________________________________________
Do faucets work? ___________________________________________
Signs of leaks or drips _______________________________________
Cost to repair or replace _____________________________________


Water Supply
Source (public, well, cistern) ________________________________
Is it adequate and safe? ____________________________________
Adequate water pressure ___________________________________
Is water softener necessary? (type, age) ______________________
Pump for well (type, age) ___________________________________


Waste Disposal

Public line ________________________________________________
Septic tank ______________________________________________
Aerator _________________________________________________
Cesspool ________________________________________________
Other ___________________________________________________
Is system adequate and sanitary? ___________________________
Cost to repair or replace ___________________________________


Heating System
Energy source (oil, gas, etc.) _______________________________
Type (hot water, forced air, etc.) ___________________________
Special energy savings features _____________________________
Warranty ________________________________________________
Maintenance requirements __________________________________
Monthly heating costs _____________________________________
Cost to repair or replace ___________________________________


Air Conditioning
Energy source ___________________________________________
Type (central or window units) _____________________________
Age of units _____________________________________________
Maintenance requirements/Monthly cost _____________________


Insulation Walls
Floors _________________________________________________
Attic __________________________________________________
Type of insulation _______________________________________
R-factor _______________________________________________
Cost to insulate or upgrade insulation _______________________


Wiring
Type (copper, aluminum, other) ___________________________
Adequate amperage ____________________________________
Placement of outlets ____________________________________
Cost to upgrade or rewire system __________________________


 
 

Kyle Beavert
450 Silver Spur Road
Rancho Palos Verdes, Ca. 90275
phone: (310) 791-2297 | fax. (310) 791-2296
email:
kyle@kylebeavert.com



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